Solace is a consumer centric mortgage brokerage and real estate business. We focus on you. Unlike the large firms, we take the time and provide many options to the buyer so you can choose what best suits your needs and provide personalized guidance through every step of the process. We also specialize in helping homeowners that are in distressed situations. Many times homeowners think they are stuck in a home or can’t find a way to refinance and reduce their payments but we search through every available option to find a fit. We are always available to answer any and all mortgage questions even if you don’t use our service.

Solace is located at:

950 Glenn Drive, Ste 255, Folsom, California 95630

Our mailing/billing address is:

13389 Folsom Blvd. Ste 300, #217, Folsom, CA 95630

Please send all mail to our Folsom Blvd Address.

Meet the Team


Jill Todd

Jill A. Todd is the company’s owner and mortgage broker. She has been a real estate broker since May 2002 primarily handling commercial real estate development, leasing, property management and sales. Prior to her time as a broker/commercial real estate developer, Jill was in banking for sixteen years. During her years in banking she worked in residential and commercial real estate lending, finance and compliance, handling both California and Nevada, including training all aspects of banking regulations. She has been a mortgage broker for four years and has experience in all loan types.


Marin Whitaker

Marin Whitaker has been a licensed California realtor for over fifteen years. She specializes in helping clients meet their needs in buying and selling real estate, loan financing of existing loans. Marin began her career as a loan-financing specialist. Her commitment and passion for expertise quickly earned her a reputation as the go to person to get the deals done. Seeing the need for sales agents who understands the financial side of the business, Marin’s hard work and dedication have earned her the recognition of “Top Producer” among her peers for over ten years.